Small Business Resources – COVID-19

We understand the confusion and uncertainty facing small businesses amid the COVID-19 pandemic, and the overwhelm of information many of you are experiencing. Here, we have laid out what we feel to be the most helpful resources available to Ormond Beach small businesses. We hope this webpage makes things a bit easier to navigate – think of it as your roadmap during this challenging time, and be sure to check back often for the latest information on official regulations, financial assistance, informational guides & webinars, and more.

If you are a business located within the Historic Ormond Beach District (along Granada Blvd., A1A to Orchard and a block north and south), please reach out to us at anytime at Becky@ormondmainstreet.com or julia@ormondmainstreet.com. Email us your updates, questions, and any announcements you’d like us to promote on your behalf. If you would like your business to be featured on our Covid-19 Business Directory webpage, please submit the information in the form at the lower right portion of this page if you are on a desktop, and the bottom of the page if you are on a mobile device.

Remember – We’re in this together.
Julia Truilo & Becky Parker,
Ormond Beach Mainstreet

*If you are not receiving weekly communications from us, please email your contact information to Becky@ormondmainstreet.com

Click on the blue underlined headlines to see additional information on each topic

NEWS FEED UPDATED 4/26/20

Relaunch Volusia Small Business Reopening Grant – OPEN NOW!

Attention – This grant program opens online May 14 at 9AM sharp, and is expected to receive large volumes of applicants. It is first come, first serve. Please have your documents assembled TODAY. Feel free to contact us at anytime if you need help with this.

Here’s What We Know
The County of Volusia is allocating up to $10 million in emergency relief to support local businesses with a commercial presence within the County who have been negatively impacted by the COVID-19 pandemic. Funds are available as part of CARES Act. The County is offering emergency financial support through the Relaunch Volusia: Small Business Reopening Grant Program on a first come first serve basis.

**YES, you may apply for this grant program, even if you have applied for PPP or EIDL***

■ Qualifying businesses may be eligible to receive a one-time Reopening Grant Program grant of $3,000 to help them recover from the negative financial consequences resulting from the COVID-19 pandemic and relaunch their Volusia County business

■ The grant application will be live on Thursday, May 14 at 9:00 a.m. at the following website: https://www.volusiabusinessresources.com/#homeSection348662
—>This link will take you to a Criteria Preview of pre-qualifier questions and documentation required to upload.

■ In order to be eligible to receive a grant, businesses must meet ALL of the following criteria:

Business has a physical, “brick-and-mortar” business location in a commercial or industrial space.
Business has no more than 25 full-time employees, or equivalent part-time employees, including the owner
Average total weekly hours of all employees must not exceed 1,000 hours (25 FTE x 40-hour work week
Business is not a publicly-traded company or subsidiary of a publicly-traded company. This does not exclude private companies that are franchisees of publicly-traded franchises
Business is not a tax exempt organization pursuant to section 501(c) of Title 26 of the United States Code.
Business is licensed to operate in Volusia County and/or the municipality within Volusia County in which it is located, if such licensure is required.
Business was operational and actively conducting business (and met the criteria listed above) in Volusia County on or before December 1, 2019.
Business certifies and describes the negative financial impact experienced by the business resulting from the COVID-19 pandemic in an amount of at least $3,000 (which was not reimbursed by any program of insurance or other governmental program).
Business certifies it is not operating in violation of any state, federal or local laws
Business has not previously received a Grant from the Reopening Grant Program; only one Grant may be awarded per Tax Identification Number
Business has completed an application for the Reopening Grant Program and timely submitted all requested documentation.

You will need to have the following documents ready to upload:

A Completed W-9 Form.
A Copy of the Volusia County Business Tax Receipt Download your Business Tax Receipt here.
A Copy of the Municipal Business Tax receipt if required Search for your Ormond Beach Business Tax Receipt here.
Florida Division of Corporations Business Registration Number (if the business is not required to register with Florida Division of Corporations, provide documentation showing that it was operating on or before December 1, 2019 and meets regulatory requirements of Volusia County and the municipality) Search Sunbiz.org for your business registration.
The business’ most recent 941 Form.

ADDITIONAL FUNDS ADDED TO PPP and EIDL LOAN POOLS TODAY (4/24). CHECK WITH YOUR LENDER ASAP

⇒Paycheck Protection Program (PPP)

As of 4/24/20 the Federal Government added $250 billion to the available loan fund. If you have already applied, but have not heard anything from your lender, you may still be in line to receive funds. You should keep in touch with your lender. If you have not applied, some lenders have reopened their access and some have decided only to service those applications they have already received. We will keep you updated as we receive additional information.

⇒Economic Injury Disaster Loan (EIDL) and Emergency Advance

As of 4/24/20 the Federal Government added $60 billion to the available loan fund. Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis. We will keep you updated on progress with this, and alternative solutions.

⇒Florida Bridge Loan Program Maxed Out

As of Tuesday, April 14, Florida’s Small Business Emergency Bridge Loan Program capped out. 1,000 businesses were approved. Governor DeSantis and state officials are being urged to provide additional support for small businesses. If you’ve previously applied, you can check the status of your application here. We will keep you updated on progress with this, and alternative solutions.

REOPENING FLORIDA

The Task Force to Re-open Florida announced Saturday that it has launched a public comment submission portal. The portal is open to all Floridians wishing to submit public feedback. The task force has been in discussions about reopening some parts of the economy and was to supposed to have issued its report on Friday (4/24). However, it decided it wants feedback from residents before it makes that final recommendation to the governor. If you have strong feelings about any aspect of the reopening, please make your voice heard ASAP. Gov. DeSantis must make some decisions prior to the April 30 deadline.

Enterprise Florida Suspends Fees for Microfinance Guarantee Program

Enterprise Florida will suspend initial fees for its Microfinance Guarantee Program to support Florida’s small business community impacted by COVID-19. The program is designed to stimulate access to credit for entrepreneurs and small businesses in Florida by providing targeted loan guarantees to lenders made to such entrepreneurs and small businesses. It provides guarantees up to 50% on loans of $250,000 or less.
The Microfinance Guarantee Program requirements are as follows:
1.) entrepreneur or small business located in Florida,
2.) employs 25 or fewer people, and
3.) generates average annual gross revenues of $1.5 million or less per year for the last two years.
Interested businesses must apply through a local lender. Interested businesses should contact their lender or visit Enterprise Florida’s website.

Information Overload? Check out our most recent weekly video recaps!

Every Friday, Julia and Becky are releasing a 5-10 minute video recap of the week’s most important changes, updates, and news to use. You can view our videos from previous weeks HERE. Join Facebook.com/Groups/HistoricOrmondMerchants so you won’t miss a thing.

ATTENTION Businesses Within the Historic Ormond Beach District: Upcoming Promotional Opportunities – (All Free)

“We Are Open”! Banners – THANK YOU to S.R. Perrott for printing these 3’x8′ banners for our small businesses. The second batch is now ready for distribution, and they are first come, first serve. Email Becky@ormondmainstreet.com to reserve yours.
We are maintaining an online directory of business updates within the Historic Ormond Beach District during this time. If you are a business located along Granada Blvd, A1A to Orchard and a block North and South, please submit your updates via the form to the right of this section if you are on a desktop, and at the bottom of this page if you are using a mobile device. Your submission is meant to inform the community about how they can continue to support you. We will be soon be pushing this out as a directory for public use. Are you open or closed? Do you have a website where community members can purchase gift cards? Are you doing delivery? By submitting this form, you are also keeping US informed of how we can best promote on your behalf. Resubmit as you experience changes.
ALL Ormond Beach businesses can post their updates to:
–Ormond Beach Takeout, Delivery, and Curbside Service Facebook Group hosted by the Ormond Beach Chamber of Commerce
–Support Local Business Directory page hosted by 103.3. The Vybe & Southern Stone Communications.

Stay up to date on opportunities like these, as well as breaking news, tips and other important information at Facebook.com/groups/HistoricOrmondMerchants

CLICK HERE for Summaries of ALL Executive Orders Released by Gov. DeSantis during Covid-19

Not Sure if you’re an Essential Business? Here’s Governor DeSantis’ Essential Services and Activities During COVID-19 Emergency Executive Order (20-91).

⇓For information from previous News Feed Updates please refer to the sections below⇓

COVID-19 INFORMATION BY TOPIC

[expand title=”FEDERAL & STATE LOAN PROGRAMS”]

Florida Small Business Emergency Bridge Loan Program – Currently No Applications Until Further Notice

The bridge loan program, managed by the Florida Department of Economic Opportunity (DEO), will provide short-term, interest-free loans to small businesses that experienced economic injury from COVID-19. The application period is open now and runs through May 8, 2020.

Important Things We’ve Learned:

Even if you are unsure whether you need the help, we encourage you to fill out the application so that you are positioned to act if you decide you need the assistance. Please contact us if you need help with this.
Read ALL instructions before beginning the application, including Eligibility and Required Documents. This will answer a number of questions you may have as you are completing the application
Loan provides up to $50,000 per small business interest free for 12 months
Can be used now and payed off with an SBA loan
Borrowers will receive a check for the entire amount of the approved loan at closing.
A line of credit is not an option with this program, but you are encouraged to reach out to local lenders if you need one.
Business owners are considered employees for the purposes of the loan.
Keep a written record of your Project ID Number (shown as PID-number), as well as the date and time of your application. This is how you will be able to check on the status of your application or to ask questions.
You will be contacted by email once the application has been processed.

More Information and an application download can be found here: Florida Disaster Loan

Free Bridge Loan Webinars
Florida Small Business Emergency Bridge Loan Program Explained (10 min) – Hosted by SBDC
Understanding A Bridge Loan Program (40 min) – Hosted by FRLA

CARES ACT – These Loan Programs have received additional funding and will accept applications again as of 4/24/20

Signed into law on March 27, The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes tax credits and deferrals, alternative employment programs, and forgivable and low-interest loans for small businesses becoming available on April 3rd. There are two major components of the act that you should be looking at closely if your business is in financial difficulty:

The “Paycheck Protection Plan”, which is a forgivable business interruption loan that is specifically designed to cover payroll expenses and basic overhead ;
The “Coronavirus Economic Injury Disaster Loan” (EIDL), provides the necessary working capital to help small businesses survive until normal operations resume after a disaster.

If you are planning on applying for ANY of the funding opportunities available, we suggest that you begin the process as soon as you can.

Simple Overview of all Loan & Tax Relief Programs in the CARES Act – Small Business Administration (SBA)
Paycheck Protection Program (PPP) Fact Sheet) – US Treasury
PPP Borrower Application Form (PDF) – *We recommend you review this application and acquire appropriate documents (click here for list) BEFORE beginning the application process
Small Business Owner’s Guide to CARES Act – US Committee on Small Business & Entrepreneurship

[expand title= “CLICK HERE FOR SOME IMPORTANT THINGS WE’VE LEARNED ABOUT PPP”]

Offers up to $10 million at a 1% interest rate. If you use the money according to their guidelines you can have 100% of the loan forgiven. The goal of the program is to reduce layoffs.
The amount available to you is based on 8 months of average payroll (including vacation pay, health care, retirement contributions, etc.), plus some overhead expenses including rent, mortgage payments and utilities.
You will apply through a bank. We are finding that most lending institutions are prioritizing servicing their existing customers first, so start with your local bank.
These loans mature in two years, but the amount of the loan used for payroll and certain operating expenses in the first 8 weeks after loan disbursement may be forgiven if the business uses a minimum of 75% of the loan for payroll. Forgiveness will be “reduced” for companies that trim their head count or cut workers’ wages by more than 25 percent.
If a business has received money from the Economic Injury Disaster Loan program to cover payroll, it can try to refinance it through the Paycheck Protection Program and make it eligible for forgiveness.
The application process opened April 3, and closes on June 20. BE PATIENT. Many financial institutions and their filing and phone systems are overwhelmed at the moment. This is a brand new program for everyone. While you are waiting for things to smooth out, use this time do all the research you possibly can, and gather all documents you’ll need for your submission. Here’s a list to get you started.
There are two major steps:
1. Fill out the application (based on the above bullet’s expenses)
2. Spend the money over an 8 week period according to the guidelines. Keep careful records of where the money is expended. You will need these for loan forgiveness.
A key question surrounds your 1099 employees. While they are NOT covered under your funding request, they CAN apply individually.
GETTING HELP –
1. Do as much research as you can on your own through the SBA webpage, and the one you’re on right now. We personally sift through all the information we receive from our various resources every day, and we post only what we would feel is most helpful to you. The slideshows, webinars and guides listed here are designed to answer many of your questions.
2. If you have a trusted CPA or business attorney, ask them for help.
3. If you still have questions that have not been answered, you can request a local S.C.O.R.E. mentor HERE. Please keep in mind that they are receiving a large volume of requests.
4. Contact the Volusia/Flagler Small Business Development Center (SBDC) at SBDC@daytonastate.edu.

Check back for more updates as we continue to help you navigate these complex programs.

Small Business Owner’s Guide to CARES Act – US Committee on Small Business & Entrepreneurship
Helpful CARES Loan Comparison Graphic – SBDC

[expand title= “CARES Act Q&A”]

Can I delay the payment of my Employer Payroll Taxes? Businesses can defer (pay half by Dec. 2021 & half by Dec. 2022) their share of social security taxes.
Can I apply for a loan under the Paycheck Protection Program (PPP) if I have a business loan already? What if I want to apply for this and also a business loan? Yes, you can apply for both as the SBA loans just approved with the CARES Act do not include the “credit elsewhere test” and also do not require a personal guarantee and collateral. Your lender can look at your current financial situation and together recommend what is best for you.
There is no way I can keep my employees any longer. It breaks my heart to let them go, but I don’t have the work for them right now. Is there anything for them? First, this is so painful for everyone. Making a decision to separate with employees is not easy. One thing to consider is that most employees that were on the books before January 20, 2020 will receive an additional $600 per week for 10 weeks from Unemployment Insurance. This doesn’t include benefits, but the $600 extra will help until you are able to rehire them.
What is the PPP (Paycheck Protection Program)? This falls under the the Coronavirus Aid, Relief, and Economic Security (CARES) Act that authorizes up to $349 billion in assistance through loans, grants, and other programs. The Paycheck Protection Program (PPP) provides loans to cover payroll costs, mortgage interest costs, rent, and utilities. The loan’s covered period is February 15 to June 30, 2020.
What is the SBA Loan Forgiveness Program? It is a loan program equal to the amount spent by the borrower during an eight-week period after loan origination date on payroll costs, interest payment on any mortgage, rent on any lease, and utility payment for a defined period of time.
Who is administering these programs? These programs will be administered through the Small Business Administration (SBA), but restaurants don’t have to be current SBA clients to qualify. Talk to the bank you normally do business with. You’ll be able to apply and get approval for these loans more quickly through your own bank. Many of the prior requirements have been waived.
Is the loan I take different than the Employee Retention Tax Credit? Yes! For those employees that are working, this tax credit provides restaurants with a refundable payroll tax credit for 50% of wages paid during the COVID-19 crisis. This is separate from the PPP or SBA Loan program.
When does the Qualified Improvement Property (QIP) Tax Glitch Fix go into effect: Now! Restaurants can now permanently depreciate eligible renovations over 15 years, instead of 39, and can fully and immediately deduct these expenses in 2018-2022.

SBA Economic Injury Disaster Loan Program –

The SBA will provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses assistance of up to $15,000 per applicant for two months of working capital (This replaces the previously announced loan amounts of up to $2 million). It is designed to help overcome temporary loss of revenue. This program includes an emergency advance grant of up to $10,000 per business. LEARN MORE

The SBA has recently decided to implement a $1,000 cap per employee on the advance, up to a maximum of $10,000. (For example, a business with three employees, would be eligible to receive only $3,000 up front, as opposed to the originally stated $10,000).
The grant money received would be considered an addition to the approved loan amount.
Apply for both this and the Florida Disaster Bridge Loan now. The money from SBA will not be available for at least 6 months. The Bridge Loan money is available now
Intended to assist small businesses in meeting their financial obligations through the disaster recovery period.
May be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
The interest rate for businesses is 3.75% with loan terms up to 30 years.
Deadline December 18, 2020

Application and more information can be found here: Small Business Disaster Loan

SBA’s Customer Service Center (800) 659-2955 or email disastercustomerservice@sba.gov

[/expand]

[expand title=”HELP FOR EMPLOYERS / EMPLOYEES”]

Short Time Compensation Program for Employers

The Florida Department of Economic Opportunity has a Short Time Compensation program available to help employers retain their workforce in times of temporary slowdown by encouraging work sharing as an alternative to layoff. The program permits channeling prorated reemployment assistance benefits to employees whose work hours and earnings are reduced as part of a Short Time Compensation plan to avoid the total layoff of some employees. This applies only to full-time employees – no part-time or seasonal hires. Work/hour reduction must be between 10% and 40% of the employee’s regular hours.

Applications and More Information here

Temporary layoffs

Regular unemployment benefits are available to folks who might otherwise not be eligible, including those who are on a temporary furlough of less than eight weeks. Everyone uses the same form at the state level, but those with a return to work date are not required to look for work elsewhere like those who are simply fired.

Applications for unemployment and additional information here

Employee Retention Tax Credit

The Treasury Department and the Internal Revenue Service today launched the Employee Retention Credit, designed to encourage businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19. Learn More.

Unemployment (Reemployment Assistance)

Workers can file claims by accessing CONNECT through www.FloridaJobs.org.  The unemployment filing system is currently overwhelmed by the volume of applications, so it may take longer than normal to register for benefits.

[/expand]

[expand title=”DISASTER RELIEF ASSESSMENTS”]

The Business Damage Assessment Survey is open to assess the impact of COVID-19 on Florida’s local business operations. The survey, managed by the Florida Department of Economic Opportunity (DEO), will evaluate businesses affected by COVID-19 and the impacts the virus has on the local economy.

We encourage our local business community to please participate in Business Damage Assessment Survey so that impacts can be monitored for additional programs and resources. The survey can be taken online here: Business Damage Assessment Survey[/expand]

[expand title=”SMALL BUSINESS MARKETING DURING COVID-19″]

FREE WEBINARS

How to Leverage Facebook & Instagram in the Midst of Covid-19 – Marketing Academy for Small Business (1 HR)
-Note: Choose from several upcoming dates and times. We attended this one and highly recommend it! Discussion around upcoming changes for business pages within both platforms. Register Here.

How to Sell on Instagram – HubSpot

FREE & LOCAL OPPORTUNITIES

Ormond Beach Mainstreet Covid-19 Business Updates Directory – If you are a business located within the Historic Ormond Beach District submit your information to the form at the right of this page if you are viewing on a desktop, and at the bottom if you are viewing on your mobile device. .

Ormond Beach Chamber of Commerce is running a Facebook page for you to list your updates for the public to see. You can find it HERE.

Daytona Beach News Journal is offering all local businesses a free multimedia advertising package during April. LEARN MORE

103.3. The Vybe & Southern Stone Communications has created a Support Local Business Directory webpage. LEARN MORE

FREE & DISCOUNTED MARKETING SOFTWARE

Google Ads is giving away $340 million in ad credits to small businesses through 2020. In order to be eligible for these credits, you must have been advertising with Google Ads since the beginning of 2019. Google will notify you when you can potentially redeem these credits.

MailChimp is offering free Standard accounts to eligible groups sending critical public health information about COVID-19 through June 30, 2020. This is in addition to their Free plan, which allows you to send marketing emails to up to 2000 contacts.

Ripl helps you easily create eye-catching videos and posts, allowing you to stay connected to your loyal customers and to promote your business on social media right now. They are unlocking a special offer for new customers.

Shutterstock– If you need free images for marketing right now, Shutterstock is offering a free image pack to help businesses that are under added pressure.

[/expand]

[expand title=”GIFT CARDS & E-COMMERCE”]

Whether you are opened or closed, there are so many ways to stay in front of your customers during this time, and even continue to make sales. Many of our businesses are successfully implementing online shopping and digital gift card, and some are even making transactions through social media. Now is the time to get creative and try out some strategies like these, and many software companies are currently offering their services for free. Be sure to double-check the fine print and trial end dates on these offersHere are some to look into:

Square – Set up an online store, integrate payments into your site, sell e-gift cards, or work with eCommerce platforms, Square makes it easy to sell online in a variety of ways. They are waiving all software subscription fees for existing customers in the month of April.
SnapRetail – Take control of your email, social media, website, and e-commerce with one powerful online marketing platform, tailor-made for small business. Free trial until May 15
Shopify – If you want to move your retail business online, Shopify is offering an extended 90-day free trial for all new customers. They’re also making physical and digital gift cards available for all new Shopify plans, as well as offering $200 million in small business loans
BigCommerce – an e-commerce platform that allows you to set up an online store. 3 months free trial.
PayPal – Learn how to create a “Sell on Social” link to sell your product on social media. They are making a number of changes to make it easier and cheaper for small businesses to use their services.
Kabbage Payment – any business can sign up to sell gift cards online, and anyone can purchase them to support small businesses. Kabbage isn’t charging for this service, although there is a 2.5% processing charge per gift certificate purchase to the business
eBay – set up a FREE basic eBay store with now selling fees and access to 180 million plus buyers through June 30th.
WooCommerce – Build an online store

If you don’t already have an active website, it may be a lot easier to set up than you think. look into the following platforms if you’re thinking about building a website. Many of them are free or discounted during Covid-19, but be sure to double-check the fine print and trial end dates on these offers.

WordPress – Free for basic plan
Weebly Free basic plan that allows you to build a customizable website on their platform.
Wix – free for basic plan
SquareSpace – Free Trial
GoDaddy – Build a website for free AND web hosting – starts at $10/month

[/expand]

[expand title=”ADDITIONAL GRANTS & FUNDING SOURCES”]

Facebook is offering $100M in cash grants and ad credits through their Small Business Grants Program. Learn more.

JPMorgan pledged $50 million global philanthropic commitment to support communities and people hit hardest by this public health crisis, including $2 million to existing nonprofit partners and $8 million to assist small businesses. Learn more.

Kabbage launched an online hub to help boost sales for U.S small businesses impacted by COVID-19, including a system through which businesses can sell gift cards to consumers for use at a later date. Learn more.

The James Beard Foundation is launching a fund that will be gathering support from corporate, foundation, and individual donors to provide micro-grants to independent food and beverage businesses in need. Learn more.

MainVest, a crowdfunding platform, announced its new Main Street Initiative: a $2,000, zero-interest, 120 day loan for restaurants or other brick and mortars affected by the shutdown. Learn more.

Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants and people of color, is collaborating with investors and nonprofits to put together a coronavirus relief fund that will provide grants and low-interest rate loans. Learn more.

Kiva, is a non-profit that expands access to capital for entrepreneurs around the world. Learn More

GoFundMe, is partnering with Yelp and QuickBooks in setting up a Small Business Relief Fund. The fund will match up to $500 raised in a GoFundMe campaign by your business. Find more details below https://www.gofundme.com/c/small-business-relief-initiative-and-fund-faqs (3/30/2020)[/expand]

[expand title=”OTHER COVID-19 RESOURCES FOR SMALL BUSINESSES”]

Business in the Time of Coronavirus (PDF) Presented By BB&T Bank

What Small Businesses Can Do – Institute for Local Self Reliance (3/19/20)

CDC – Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

Small Business Development Center – local contacts

Score.org for Volusia & Flagler Counties

www.SBA.gov/coronavirus[/expand]

COVID-19 INFORMATION BY BUSINESS INDUSTRY

[expand title=”FOR RESTAURANTS”]

VenuNext is offering their online ordering for takeout to local restaurants for the next FOUR months.

Ecwid – Want to move your restaurant to online ordering? To support restaurants affected by COVID-19, Ecwid is giving access to their online ordering tools for free through 2020.

GrubHub – Since delivery and take-out acting are the main way customers can support restaurants, Grubhub is helping small businesses by waiving its commission fees. Additionally, they are providing $10 off every new order to entice more people to order food.

Six Ways Restaurants Can Protect Their Customers (And Profits) During Covid-19 – (3/27/20)

A List of Relief Funds for Restaurants, Bars, and Food Relief Workers – Eater (3/17/20)

A List of Relief Resources for Laid-Off Restaurant Workers – Food & Wine (3/16/20)

Curbside Pickup WEBINAR (3/17/20)[/expand]

[expand title=”FOR RETAIL”]

*See “E-Commerce & Gift Cards section above for many retail-related resources.

WEBINARS

Emergency E-Commerce How-to Webinar – Locable

Creating an Online Store – Arnett Muldrow & Associates[/expand]

[expand title=”FOR NON-PROFITS, ART GALLERIES, MUSEUMS & INDEPENDENT ARTISTS”]

Paycheck Protection Program for Nonprofits – WEBINAR (56 min)

Florida Non-Profit Alliance – Covid-19 Resources